The amount of insurance benefit in dollars a person chooses to buy for long term care expenses.

The amount of money one pays, usually every year, to cover  medical care expenses before  insurance starts paying.

The medical term for a group of symptoms that describes a loss of intellectual ability, including loss of mental processes (e.g., vocabulary, abstract thinking, judgment, memory loss, physical coordination) that interfere with daily activities. The symptoms can be brought on by degenerative diseases (e.g., Alzheimer’s, Huntington’s and Parkinson’s diseases), vascular diseases or stroke, metabolic disorders (thyroid, liver kidney dysfunction or certain vitamin deficiencies), AIDS, drugs and alcohol, or psychiatric disorders. Some dementing disorders may respond to treatments, others do not.

A reversible psychiatric disorder characterized by an inability to concentrate, difficulty sleeping, feelings of hopelessness, fatigue, the “blues,” and guilt.

This plan allows one to avoid probate by naming beneficiaries and specifying what percentage of an estate will be left to each of them.

A disorder in which the body cannot convert foods properly into the energy needed for daily activities. Diabetes tends to get passed on genetically but factors other than heredity are responsible as well. There are two main types of diabetes. Type I, or insulin-dependent, is the more severe for of the disease. Type II, or adult onset, is the more common form and accounts for more than 85% of all cases. Diabetes cannot be cured, but it can be controlled. Control requires carefully regulating one’s diet, regular exercise, and, if necessary, insulin.

Provides the administration and supervision of nursing and related medical services.

A nurse or social worker who assists patients and families in transitioning from the hospital to another setting. Services may include assistance in locating home care services, rehabilitation, or nursing home care.

The third activity of daily living: Putting on and taking off all items of clothing and any necessary braces, fasteners or artificial limbs.